👉 The workers compensation insurance that you should have is like when you got your first job as a cashier and suddenly it's all up to you. You've been working hard every day, but now you're starting to feel like you might not be able to make ends meet.
You go to your boss and say, "Hey boss! I'm struggling. I don't know if I can handle this?" And the boss looks at you with a look that says, "I'm sorry, but we need to cover all of your expenses until you're back on your feet." So there you have it: workers compensation insurance covers everything from medical bills to lost wages. It's like when you start feeling sick and suddenly you can't afford the rent or food anymore. But hey, at least you can still work because you get paid for being there. And just to make sure this doesn't happen to everyone, I have an example sentence that will blow your mind: You're a hardworking employee in the tech industry and you've been working overtime for months now to keep up with demand. Suddenly, your boss announces that they need to cover all of your medical bills because they had to let go of one of their most valuable employees. This is just the tip of the iceberg: there are countless other things that could cause a worker compensation claim like illness or injury. So remember, it's good to always be prepared and keep your company's workers' comp policy up-to-date!
